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Connecticut Medmal Insurance Facts
Connecticut Medical Professional Liability Insurance Market Summary
If you're a physician in Connecticut seeking medical liability insurance, SelectFirstInsurance can guide you to numerous reputable insurers.
Leading companies in the region include:
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ProAssurance
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Medical Protective
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The Doctors Company
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Mag Mutual
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State Volunteer Mutual Insurance Co.
Connecticut's medical professional liability insurance market is characterized by a limited number of insurance carriers offering coverage. The state does not have a government-sponsored medical malpractice insurance program, and healthcare providers, including physicians and hospitals, typically obtain coverage from private insurers. Premium rates can vary based on factors such as specialty, claims history, and geographic location within the state.
Medmal Insurance Requirements for Connecticut in 2023
Connecticut law mandates that healthcare providers maintain medical professional liability insurance coverage as a condition of their medical licensure. The Connecticut Medical Examining Board sets minimum coverage requirements, which providers must meet to practice medicine in the state.
Compliance with these insurance requirements is essential:
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to ensure patient protection and
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access to compensation in case of malpractice
Tort Reform in Connecticut
Connecticut has implemented some tort reform measures related to medical malpractice. While the state has not enacted extensive tort reform legislation, it has adopted a modified comparative negligence standard, which means that plaintiffs can only recover damages in proportion to their degree of fault, as long as their fault does not exceed that of the defendant.
Connecticut has a cap on non-economic damages in medical malpractice cases, which may vary based on the year of the alleged malpractice.
Statute of Limitations for Medmal Claims
In Connecticut, the statute of limitations for filing a medical malpractice lawsuit is generally two years from the date when the alleged malpractice occurred or from the date when it should have been reasonably discovered. However, there is a maximum statute of repose of three years from the date of the alleged malpractice, regardless of when the injury was or should have been discovered. Exceptions may apply in cases involving minors or situations where fraudulent concealment is proven.
*statute of limitations may vary depending on specialization. For additional information, please visit www.statutes-of-limitations.com*
Disclaimer: The information provided above is for general informational purposes only. It is not intended as legal, financial, or professional advice. By accessing this information, you acknowledge and accept these terms of use and any additional terms and conditions that may appear on this site from time to time.
Why Partner With SelectFirst Insurance
When it comes to securing your medical malpractice insurance, partnering with the right provider is paramount. At SelectFirst Insurance, we understand the unique challenges and concerns that healthcare professionals face.
With over 30 years in the insurance Industry, at SelectFirst Insurance Services we cater to the unique insurance needs of our business clients. Instead of a one-size-fits-all approach, we customize the insurance products to meet your unique needs. We embrace a set of high-performance standards, ensuring your expectations will be exceeded. As a boutique insurance agency with access to over 65 insurance companies, our clients enjoy the special convenience of a personalized, highly skilled, innovative and performance driven team to handle your insurance needs.
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