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Hawaii Medmal Insurance

Explore Your State's Medmal Insurance Resources



Hawaii Medmal Insurance Facts

Hawaii Medical Professional Liability Insurance Market Summary


If you're a physician in Hawaii seeking medical liability insurance, SelectFirstInsurance can guide you to numerous reputable insurers.
Leading companies in the region include:

  • Hawai'i Medical Service Association (HMSA)

  • The Doctors Company

  • MedPro Group

  • State Volunteer Mutual Insurance Co.


Hawaii's medical professional liability insurance market is relatively stable, with several insurance carriers offering coverage options to healthcare providers. While the state does not have a government-sponsored medical malpractice insurance program, physicians, hospitals, and other healthcare entities typically obtain coverage from private insurers.


Premium rates can vary based on factors such as:

  • specialty

  • claims history

  • location within Hawaii.

Medmal Insurance Requirements for Hawaii in 2023

Hawaii law requires healthcare providers, including physicians, to maintain medical professional liability insurance coverage or demonstrate financial responsibility as a condition of their medical licensure. The minimum coverage limits are established by the Hawaii Medical Board, and providers must meet these requirements to practice medicine in the state. 

Tort Reform in Hawaii

Hawaii has implemented some tort reform measures related to medical malpractice. Notable reforms include a cap on non-economic damages in medical malpractice cases, limiting the amount of compensation that can be awarded for pain and suffering.


Hawaii has a pre-litigation screening process that requires plaintiffs to obtain a certificate of consultation from a qualified expert before filing a medical malpractice lawsuit.​

Statute of Limitations for Medmal Claims

In Hawaii, the statute of limitations for filing a medical malpractice lawsuit is generally two years from the date when the alleged malpractice occurred or the date when the injury was or should have been discovered through reasonable diligence.

There is also a maximum statute of repose of six years from the date of the alleged malpractice, regardless of when the injury was discovered.

Exceptions may apply in cases involving minors or instances of fraudulent concealment.

*statute of limitations may vary depending on specialization. For additional information, please visit*

Disclaimer: The information provided above is for general informational purposes only. It  is not intended as legal, financial, or professional advice. By accessing this information, you acknowledge and accept these terms of use and any additional terms and conditions that may appear on this site from time to time.

For detailed information contact us and 

Why Partner With SelectFirst Insurance

When it comes to securing your medical malpractice insurance, partnering with the right provider is paramount. At SelectFirst Insurance, we understand the unique challenges and concerns that healthcare professionals face.

With over 30 years in the insurance Industry, at SelectFirst Insurance Services we cater to the unique insurance needs of our business clients. Instead of a one-size-fits-all approach, we customize the insurance products to meet your unique needs. We embrace a set of high-performance standards, ensuring your expectations will be exceeded. As a boutique insurance agency with access to over 65 insurance companies, our clients enjoy the special convenience of a personalized, highly skilled, innovative and performance driven team to handle your insurance needs. 

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