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Arizona Medmal Insurance

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Arizona Medmal Insurance Facts

Arizona Medical Professional Liability Insurance Market Summary


If you're a physician in Arizona seeking medical liability insurance, SelectFirstInsurance can guide you to numerous reputable insurers.
Leading companies in the region include:

  • NORCAL Mutual Insurance Company

  • The Doctors Company

  • ProAssurance

  • Coverys

  • MedPro Group


The medical professional liability insurance market in Arizona is relatively competitive, with several major insurers offering coverage to healthcare providers. 


Unlike some states, Arizona has not enacted caps on malpractice awards, which can lead to higher premiums for medical professionals. However, the state has various provisions that help maintain balance in the market.

Medmal Insurance Requirements for Arizona in 2023

In the state of Arizona, physicians are not obligated by law to possess medical malpractice insurance. However, numerous hospitals and healthcare facilities in Arizona mandate that physicians maintain medical malpractice insurance as a prerequisite for obtaining admitting privileges. Typically, the standard policy coverage amounts are set at $1 million per individual occurrence or claim and $3 million per annual aggregate.

Tort Reform in Arizona

In 1987, the Arizona legislature enacted extensive tort reform policies, incorporating limitations on the following:

  • non-economic damages in medical liability cases

  • a maximum threshold for wrongful death case compensations

  • a ceiling on punitive damages

  • a ban on selecting favorable court venues for wrongful death lawsuits.

Statute of Limitations for Medmal Claims

For most civil claims in Arizona, the statute of limitations is two years, but the amount of time you have to file a lawsuit will vary depending on the type of case and details specific to each claim.

The criminal statutes of limitations in Alabama are typically one year for misdemeanors and five years for felonies.
*statute of limitations may vary depending on specialization. For additional information, please visit*

Disclaimer: The information provided above is for general informational purposes only. It  is not intended as legal, financial, or professional advice. By accessing this information, you acknowledge and accept these terms of use and any additional terms and conditions that may appear on this site from time to time.

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Why Partner With SelectFirst Insurance

When it comes to securing your medical malpractice insurance, partnering with the right provider is paramount. At SelectFirst Insurance, we understand the unique challenges and concerns that healthcare professionals face.

With over 30 years in the insurance Industry, at SelectFirst Insurance Services we cater to the unique insurance needs of our business clients. Instead of a one-size-fits-all approach, we customize the insurance products to meet your unique needs. We embrace a set of high-performance standards, ensuring your expectations will be exceeded. As a boutique insurance agency with access to over 65 insurance companies, our clients enjoy the special convenience of a personalized, highly skilled, innovative and performance driven team to handle your insurance needs. 

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