top of page

Colorado Medmal Insurance

Explore Your State's Medmal Insurance Resources



Quote Request







How can we help you

Colorado Medmal Insurance Facts

Colorado Medical Professional Liability Insurance Market Summary


If you're a physician in Colorado seeking medical liability insurance, SelectFirstInsurance can guide you to numerous reputable insurers.
Leading companies in the region include:

  • MedPro Group

  • The Doctors Company

  • Coverys


Colorado has a competitive medical professional liability insurance market with several carriers offering coverage options.


The state does not have a government-sponsored medical malpractice insurance program, and physicians and healthcare providers must typically obtain coverage from private insurers.


Premium rates can vary depending on factors like:

  • specialty

  • claims history

  • location within the state.

Medmal Insurance Requirements for Colorado in 2023

Colorado law requires healthcare providers, including physicians and hospitals, to carry medical professional liability insurance coverage.


The minimum coverage limits are set by the Colorado Medical Practice Act, and providers must maintain insurance or demonstrate financial responsibility as a condition of their medical licensure.

Tort Reform in Colorado

Colorado has implemented tort reform measures to address medical malpractice claims.


  • Patient Safety Act - established a mandatory mediation process before a lawsuit can proceed.


This process aims to:

  • encourage early resolution of disputes

  • reduce the number of medical malpractice cases in the court system.


Additionally, Colorado has capped non-economic damages in medical malpractice cases at a specific limit, which may vary depending on the year of the alleged malpractice.

Statute of Limitations for Medmal Claims

In Colorado, the statute of limitations for filing a medical malpractice lawsuit is generally two years from the date the injury occurred or when it should have been discovered through reasonable diligence. However, there is a statute of repose that limits the time within which a lawsuit can be filed to no more than three years from the date of the alleged malpractice, regardless of when the injury was discovered.

Certain exceptions may apply, such as cases involving minors or situations where fraudulent concealment is proven.

*statute of limitations may vary depending on specialization. For additional information, please visit*

Disclaimer: The information provided above is for general informational purposes only. It  is not intended as legal, financial, or professional advice. By accessing this information, you acknowledge and accept these terms of use and any additional terms and conditions that may appear on this site from time to time.

For detailed information contact us and 


Why Partner With SelectFirst Insurance

When it comes to securing your medical malpractice insurance, partnering with the right provider is paramount. At SelectFirst Insurance, we understand the unique challenges and concerns that healthcare professionals face.

With over 30 years in the insurance Industry, at SelectFirst Insurance Services we cater to the unique insurance needs of our business clients. Instead of a one-size-fits-all approach, we customize the insurance products to meet your unique needs. We embrace a set of high-performance standards, ensuring your expectations will be exceeded. As a boutique insurance agency with access to over 65 insurance companies, our clients enjoy the special convenience of a personalized, highly skilled, innovative and performance driven team to handle your insurance needs. 

bottom of page