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Georgia Medmal Insurance

Explore Your State's Medmal Insurance Resources










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Georgia Medmal Insurance Facts

Georgia Medical Professional Liability Insurance Market Summary


If you're a physician in Georgia seeking medical liability insurance, SelectFirstInsurance can guide you to numerous reputable insurers.
Leading companies in the region include:

  • ProAssurance

  • The Doctors Company

  • Mag Mutual


Georgia's medical professional liability insurance market is competitive, with multiple insurance carriers offering coverage to healthcare providers.


The state does not have a government-sponsored medical malpractice insurance program, and healthcare professionals, including physicians and hospitals, typically obtain coverage from private insurers.

Premium rates can vary based on factors such as:

  • specialty

  • claims history

  • location

Medmal Insurance Requirements for Georgia in 2023

Georgia law mandates that healthcare providers maintain medical professional liability insurance or demonstrate financial responsibility as a condition of their medical licensure.


Georgia Composite Medical Board

  • sets minimum coverage requirements

  • providers must comply with these requirements to practice medicine in the state

Tort Reform in Georgia

Georgia has implemented some tort reform measures related to medical malpractice. Notable reforms include a cap on non-economic damages in medical malpractice cases. These caps limit the amount of compensation that can be awarded for pain and suffering.


Georgia law requires a plaintiff to obtain an expert affidavit before filing a medical malpractice lawsuit, which helps screen cases for merit.

Statute of Limitations for Medmal Claims

In Georgia, the statute of limitations for filing a medical malpractice lawsuit is generally two years from the date of the alleged malpractice incident or the date when the injury was or should have been discovered through reasonable diligence.

However, there is a maximum statute of repose of five years from the date of the alleged malpractice, regardless of when the injury was discovered.

Exceptions may apply in cases involving minors or instances of fraudulent concealment.

*statute of limitations may vary depending on specialization. For additional information, please visit*

Disclaimer: The information provided above is for general informational purposes only. It  is not intended as legal, financial, or professional advice. By accessing this information, you acknowledge and accept these terms of use and any additional terms and conditions that may appear on this site from time to time.

For detailed information contact us and 

Why Partner With SelectFirst Insurance

When it comes to securing your medical malpractice insurance, partnering with the right provider is paramount. At SelectFirst Insurance, we understand the unique challenges and concerns that healthcare professionals face.

With over 30 years in the insurance Industry, at SelectFirst Insurance Services we cater to the unique insurance needs of our business clients. Instead of a one-size-fits-all approach, we customize the insurance products to meet your unique needs. We embrace a set of high-performance standards, ensuring your expectations will be exceeded. As a boutique insurance agency with access to over 65 insurance companies, our clients enjoy the special convenience of a personalized, highly skilled, innovative and performance driven team to handle your insurance needs. 

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