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Maryland Medmal Insurance

Explore Your State's Medmal Insurance Resources










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Maryland Medmal Insurance Facts

Maryland Medical Professional Liability Insurance Market Summary


If you're a physician in Maryland seeking medical liability insurance, SelectFirstInsurance can guide you to numerous reputable insurers.
Leading companies in the region include:

  • MedChi Insurance Agency

  • Mag Mutual

  • Coverys

Maryland has a competitive medical professional liability insurance market with multiple insurance carriers providing coverage to healthcare providers.


The state does not have a government-sponsored medical malpractice insurance program, and physicians, hospitals, and other healthcare entities typically obtain coverage from private insurers.


Premium rates can vary based on factors such as specialty, claims history, and geographic location within Maryland.

Medmal Insurance Requirements for Maryland in 2023

Maryland law requires healthcare providers, including physicians, to maintain medical professional liability insurance coverage or demonstrate financial responsibility as a condition of their medical licensure.

  • Maryland Board of Physicians

    • sets minimum coverage limits, and providers must meet these requirements to practice medicine in the state. 

Tort Reform in Maryland

Maryland has implemented some tort reform measures related to medical malpractice. Notable among these is a cap on non-economic damages in medical malpractice cases. This cap limits the amount of compensation that can be awarded for pain and suffering. Maryland also has a "certificate of qualified expert" requirement, which mandates that plaintiffs provide a qualified expert's certificate attesting to the merit of their case before proceeding with a lawsuit.

Statute of Limitations for Medmal Claims

In Maryland, the statute of limitations for filing a medical malpractice lawsuit is generally five years from the date when the alleged malpractice occurred or three years from the date when the injury was discovered, whichever comes first. However, there is a maximum statute of repose of five years from the date of the alleged malpractice, regardless of when the injury was discovered. Exceptions may apply in cases involving minors or instances of fraudulent concealment.
*statute of limitations may vary depending on specialization. For additional information, please visit*

Disclaimer: The information provided above is for general informational purposes only. It  is not intended as legal, financial, or professional advice. By accessing this information, you acknowledge and accept these terms of use and any additional terms and conditions that may appear on this site from time to time.

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Why Partner With SelectFirst Insurance

When it comes to securing your medical malpractice insurance, partnering with the right provider is paramount. At SelectFirst Insurance, we understand the unique challenges and concerns that healthcare professionals face.

With over 30 years in the insurance Industry, at SelectFirst Insurance Services we cater to the unique insurance needs of our business clients. Instead of a one-size-fits-all approach, we customize the insurance products to meet your unique needs. We embrace a set of high-performance standards, ensuring your expectations will be exceeded. As a boutique insurance agency with access to over 65 insurance companies, our clients enjoy the special convenience of a personalized, highly skilled, innovative and performance driven team to handle your insurance needs. 

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