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Washington Medmal Insurance Facts
Washington Medical Professional Liability Insurance Market Summary
If you're a physician in Washington DC seeking medical liability insurance, SelectFirstInsurance can guide you to numerous reputable insurers.
Leading companies in the region include:
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ProAssurance
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Medical Protective
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The Doctors Company
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Mag Mutual
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State Volunteer Mutual Insurance Co.
Washington's medical professional liability insurance market is relatively stable, with several insurance carriers offering coverage options to healthcare providers. The state does not have a government-sponsored medical malpractice insurance program, and physicians, hospitals, and other healthcare entities typically obtain coverage from private insurers. Premium rates can vary based on factors such as specialty, claims history, and geographic location within Washington.
Medmal Insurance Requirements for Washington in 2023
Washington law does not mandate medical professional liability insurance coverage as a condition of medical licensure. However, healthcare providers are generally required to maintain liability coverage as part of their employment contracts with hospitals and healthcare facilities. Physicians often choose to carry insurance voluntarily to protect themselves from potential malpractice claims.
Tort Reform in Washington
Washington has implemented some tort reform measures related to medical malpractice. Notable among these is a cap on non-economic damages in medical malpractice cases, which limits the amount of compensation that can be awarded for pain and suffering. The state also has a "certificate of merit" requirement, which mandates that plaintiffs provide a sworn affidavit from a qualified expert attesting to the merits of their case before proceeding with a lawsuit.
Statute of Limitations for Medmal Claims
In Washington, the statute of limitations for filing a medical malpractice lawsuit is generally three years from the date when the alleged malpractice occurred or from the date when the injury was, or should have been, reasonably discovered. There is also a maximum statute of repose of eight years from the date of the alleged malpractice, regardless of when the injury was discovered. Exceptions may apply in cases involving minors or instances of fraudulent concealment.
*statute of limitations may vary depending on specialization. For additional information, please visit www.statutes-of-limitations.com*
Disclaimer: The information provided above is for general informational purposes only. It is not intended as legal, financial, or professional advice. By accessing this information, you acknowledge and accept these terms of use and any additional terms and conditions that may appear on this site from time to time.
Why Partner With SelectFirst Insurance
When it comes to securing your medical malpractice insurance, partnering with the right provider is paramount. At SelectFirst Insurance, we understand the unique challenges and concerns that healthcare professionals face.
With over 30 years in the insurance Industry, at SelectFirst Insurance Services we cater to the unique insurance needs of our business clients. Instead of a one-size-fits-all approach, we customize the insurance products to meet your unique needs. We embrace a set of high-performance standards, ensuring your expectations will be exceeded. As a boutique insurance agency with access to over 65 insurance companies, our clients enjoy the special convenience of a personalized, highly skilled, innovative and performance driven team to handle your insurance needs.
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