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New York Medmal Insurance

Explore Your State's Medmal Insurance Resources

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New York Medmal Insurance Facts

New York Medical Professional Liability Insurance Market Summary


If you're a physician in New York seeking medical liability insurance, SelectFirstInsurance can guide you to numerous reputable insurers.
Leading companies in the region include:

  • Medical Malpractice Insurance Pool

  • Physicians Reciprocal Insurance

  • Medical Liability Mutual Insurance Company

New York's medical malpractice insurance market is exceptionally favorable for healthcare providers due to several factors:

  • legislative reforms aimed at reducing frivolous lawsuits and ensuring fair compensation

  • Active State Fund

  • Availability of Risk Retention Groups (RRGs)

Medmal Insurance Requirements for New York in 2023

In New York for 2023, the standard limits of liability for medical malpractice insurance typically include:

  • $1.3 million per occurrence - the maximum amount the insurance company will pay for a single claim or incident.

  • $3.9 million aggregate - the maximum amount the insurance company will pay for all claims within a policy period, usually one year.

Tort Reform in New York

Tort reform in New York, as in many other states, has been a topic of significant debate, involving efforts to change the rules of the civil justice system to reduce litigation or to reduce the awarded damages in lawsuits.

  • No Caps on Damages

  • Modified Joint and Several Liability

  • Certificate of Merit Required

Statute of Limitations for Medmal Claims

In New York, the statute of limitations for medical malpractice cases is generally 2.5 years (30 months) from the date of the alleged negligent act or omission, or from the end of continuous treatment rendered by the party or entity you intend to sue for a particular injury, illness, condition, or wrongful death.
statute of limitations may vary depending on specialization. For additional information, please visit*

Disclaimer: The information provided above is for general informational purposes only. It  is not intended as legal, financial, or professional advice. By accessing this information, you acknowledge and accept these terms of use and any additional terms and conditions that may appear on this site from time to time.

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Why Partner With SelectFirst Insurance

When it comes to securing your medical malpractice insurance, partnering with the right provider is paramount. At SelectFirst Insurance, we understand the unique challenges and concerns that healthcare professionals face.

With over 30 years in the insurance Industry, at SelectFirst Insurance Services we cater to the unique insurance needs of our business clients. Instead of a one-size-fits-all approach, we customize the insurance products to meet your unique needs. We embrace a set of high-performance standards, ensuring your expectations will be exceeded. As a boutique insurance agency with access to over 65 insurance companies, our clients enjoy the special convenience of a personalized, highly skilled, innovative and performance driven team to handle your insurance needs. 

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